It had not occurred to me before, that he had led up to the theme for the purpose of clearing it out of our way; but we were so much the lighter and easier for having broached it, that I now perceived this to be the case. We were very gay and sociable, and I asked him, in the course of conversation, what he was? He replied, "A capitalist,--an Insurer of Ships." I suppose he saw me glancing about the room in search of some tokens of Shipping, or capital, for he added, "In the City."

     I had grand ideas of the wealth and importance of Insurers of Ships in the City, and I began to think with awe of having laid a young Insurer on his back, blackened his enterprising eye, and cut his responsible head open. But again there came upon me, for my relief, that odd impression that Herbert Pocket would never be very successful or rich.